Business Checking Accounts

MoreBank Checking account comes with no minimun balance or direct deposit requirements. It has no monthly maintenance fee and unlimited check writing. Free MoreBank Debit Card. Features and Benefits: Unlimited check writing Use of MoreBank ATMs Automated Telephone Banking Detailed monthly statements Check image statements Unlimited teller transactions FDIC Insurance up to $250,000 through December 31, 2013 Requirements: No minimum balance requirement No monthly maintenance fee

BUSINESS CHECKING Minimum Balance NONE Monthly S/C NONE Transaction Charges NONE Master Card Debit Card YES Telephone Access YES Internet Access YES Direct Deposit YES Interest NONE Statement MONTHLY

Money Market Accounts

MoreBank Money Market account offers tiered market rates of interest, but without the associated risks. It is an ideal acct type to place CD interest and dividends. Features and Benefits: Tiered interest rates Limited check writing Detailed monthly statements Check image statements Unlimited teller transactions FDIC Insurance up to $250,000 through December 31,2013 Requirements: No minimum balance requirement No monthly maintenance fee $1,000 balance to earn interest and avoid $10 monthly service charge

MONEY MARKET CHECKING Minimum Balance $1,000 Monthly S/C NONE*** Transaction Charges NONE***** Interest TIERED Master Card Debit Card YES Internet Access YES Telephone Access YES Direct Deposit YES Statement MONTHLY *** $10 if monthly average balance is less than $1,000 ***** Limited Transactions See Disclosure MoreBank Business MasterCard Debit Card MoreBank’s Business MasterCard Debit Card is a type of "debit" card that looks similar to a credit card but acts like a check because the purchase amount is charged to the checking account linked to the card. Features and Benefits: Quicker than making a trip to the ATM More convenient than writing checks Safer than carrying cash Accepted at millions of merchant worldwide MoreBank‘s MasterCard Debit card purchases are automatically deducted from checking account Requirements: Checking Accounts