Business Line of Credit

For business operating funds. Good for seasonal working capital needs, inventory purchase, permanent working capital, etc.

Commercial Mortgage

For purchase of commercial buildings or refinancing. Up to 75% of appraised value for maximum 25 years of amortization. Both floating and fixed rates options are available.

Business Purchase Loan

Up to $500,000 for purchase of business. 40% of down payment generally, but can be lowered. Real estate collateral is not a must.

Commercial Real Estate Equity Line or Loan

Good for business expansion or investment fund. Up to 65% of appraisal value. Can be interest-only line of credit for 2 years or a term loan.

Professional Line of Credit or Loan

Line of credit or term loan for professionals (doctors, dentists, CPA's, lawyers, etc) up to $100,000. Good for new business set up or expansion of existing business. No real estate collateral is required.

SBA Loans

Various SBA loans complying with SBA guarantee requirements. Good for businesses without collateral or insufficient down payment.

International Trade

Exports and imports. Letters of credit, D/P, D/A and standby L/C's. Trade loans are also available.

Micro Business Loans

No-doc business loans up to $25,000 for 3 years. No real estate collateral, no tax return is required. 2nd position UCC filing is acceptable. Fast loan processing, loan closing within 5 days of application.

B2B Loans (Expected Launch Time: Jan. 2009)

Small business loans up to $100,000 for 7 years. Good for equipment purchase, renovation and business purchase.